Terms & Conditions

1. Introduction

Welcome to The Kelly Group Services. These Terms and Conditions govern your use of our website and services. By accessing or using our services, you agree to comply with these terms. If you do not agree, please refrain from using our services.

2. Services Provided

The Kelly Group Services offers insurance-related services, including but not limited to:

• Insurance policy consultations and coverage
• Claims processing
• Customer support and advisory services

All services are subject to availability and applicable laws.

3. Eligibility

To use our services, you must:

• Be at least 18 years old or the legal age in your jurisdiction.
• Provide accurate and truthful information when requested.

4. Use of Website and Services

By using our website and services, you agree not to:

• Use false or misleading information.
• Engage in fraudulent or illegal activities.
• Attempt to disrupt our systems or network security.
• Copy, modify, or distribute our content without permission.

5. Insurance Policies & Claims

• All insurance policies are subject to terms outlined in your specific contract.
• Filing a claim does not guarantee approval; each claim is subject to verification.
• We reserve the right to modify, deny, or cancel coverage based on policy terms.

6. Payment & Fees

• All payments for insurance policies and related services must be made according to the agreed-upon terms.
• Late or missed payments may result in policy cancellation or additional fees.

7. Limitation of Liability

The Kelly Group Services is not liable for:

• Any indirect, incidental, or consequential damages arising from service use.
• Errors or omissions in policy information provided by third parties.
• Delays in processing claims due to unforeseen circumstances.

8. Privacy & Data Protection

Your privacy is important to us. Please refer to our Privacy Policy for details on how we collect and use your personal information.

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content or practices of external sites.

10. Termination of Services

We reserve the right to suspend or terminate your access to our services if you violate these Terms and Conditions.

11. Governing Law

These Terms and Conditions are governed by the laws of [Insert Jurisdiction]. Any disputes will be resolved in accordance with applicable legal procedures.

12. Changes to Terms

We may update these Terms and Conditions at any time. Continued use of our services after modifications constitutes acceptance of the updated terms.